General Discussion
What may come out of the for and against arguments over the coming years is, for example, just how much money comes into this country from the EU. Hasn't a lot gone into Cornwall? Have I imagined it or do our farmers & Landowners get subsidies from the EU? http://www.guardian.co.uk/commentisfree/2012/nov/26/europe-bung-landowners-farm-subsidies , This whole in/out issue may turn out to be ...
Yes, there has been an awful lot of noise from all sorts of quarters about the negative aspects of the EU vis-a-vis this country. I look forward to hearing/reading an informed debate about the pros and cons of our being a member of the EU.
@Andysport - other than this response i don't intend responding any more to your postings on this thread. Why don't you start a fresh thread?. Feel sure that others might be interested in your thoughts on state pensions and related matters. This far down a thread your postings will not be read by as many who might do so if you started a new thread. Feel sure an interesting debate might take ...
"I am led to believe that when my official retirement age comes I'll probably get nothing. So I have allowed for that and made sure we have enough provision to live a reasonable life." But we weren't , and for many of us the rules have changed too late for us to be able to do what you have done.
Thank you for that er.......clarification Kenny. As I've been in and out of paid work, and in and out occupational pension schemes, and in and out of full time and part-time paid work since 1973 (and not forgetting 3+ years of post aged 18 full time education) it seems from your posting above that I'll have a whole mixed bag of NICs that will go towards my state pension however it is that ...
Here's another link for getting a state pension forecast https://www.gov.uk/state-pension-statement Think I'll be asking questions like..... 1. I know how many years worth of NI contributions I've made, but how many non contracted out ones have I made? 2. What is my projected state pension under the present scheme? 3. What is my projected state pension under the proposed scheme ...
Sincerely hope I am wrong Kenny, but have a read of this and then tell me if I am misunderstanding things. "What is the 'contracted out deduction'? Anyone who was in a contracted out pension scheme for part of their working career will have given up some of their state pension rights and the amount they have given up will depend on the years in which they were contracted out and their ...
This link may give some general answers to questions people may have. http://www.pensionsworld.co.uk/pw/article/altmanns-qa-on-new-flat-rate-state-pension-proposals-12322871
As I said above, I sent our MP three e-mails last week concerning this issue. Today, first class post, I have received a response from her. Here is an extract from my e-mails to her: "Assuming that this new scheme comes into effect from 2017 will those who do not have the full 35 years (not their fault after all as from 2010 I believe it was, the required number of years of NI ...
Where an individual has previously been contracted out of the additional State Pension, a deduction will be applied, reflecting the fact that they have paid lower National Insurance contributions whilst they were contracted out, as is consistent with current practice. Yes, I understand that to be the case. My point is, that the media and government are screaming this headline figure of ...
