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General Discussion

@Lynne sorry for the delay this is the link for the green paper http://www.dwp.gov.uk/docs/single-tier-pension.pdf

20 Jan 2013

Just read in the White Paper - An individual’s National Insurance record will be valued using single-tier rules as at the implementation of the single-tier pension. Where an individual has previously been contracted out of the additional State Pension, a deduction will be applied, reflecting the fact that they have paid lower National Insurance contributions whilst they were contracted out, ...

20 Jan 2013

I have emailed Ms Morris with my questions as to the methods used for both the retirement date transfer and the fact that Final Salary Scheme people who have been in contracted out employment and are within 10 years of retirement will receive a state pension payment at todays rates of about £60 per week. A lot less than the £144 full pension. It would seem to me that they are being discriminated ...

19 Jan 2013

@Lynne i will be very interested in the reply that you get from her.

14 Jan 2013

If the rules end up like the existing pension arrangements you will be able to top up a certain amount of years.

MPs want pay rise
11 Jan 2013

I think that we all think we are underpaid, the real question is are we  With all the extra benefits that mp's have how can they have the neck to think that they are. All those luxuries that we pay for to fit out their second homes is theirs to keep when we kick them out and what about that nice gold plated pension.

MPs have told the watchdog reviewing their pay that they deserve a 32% hike to £86,250. A survey carried out by the Independent Parliamentary Standards Authority (Ipsa) also found more than a third believe they should keep generous final salary pensions. The findings emerged as Ipsa published a report on its initial consultation into pay and pensions, which ended last month. The research, ...

Still appearing on the Co-op website as open for business

My sincere apologies for the error, I should have said "common working person". I have written to MP's of various parties on many occasions, that includes Tony Blair and David Cameron and todate I can honestly say I have never had a satisfactory answer to my questions. I asked David Cameron why I did not get to vote on the Dawlish Neighbour Hood plan. On the subject of my NI contributions I ...

10 Jan 2013

So what happens to all that pre and post 97 additional NI and graduated NI contributions that millions of us have paid. What worries me is trying to make things "Fairer" means making things more complicated and all my working life I have had to deal with certain goverment departments that seem to be unable to understand the rules that goverments make.  More complicated means more stress for the ...