Beyond Dawlish

Hello, community!

As a relatively new investor, I’m trying to build a portfolio that offers both stability and potential for returns, and the SBI Balanced Advantage Fund looks appealing to me. This fund’s strategy of dynamically allocating assets between equities and debt instruments is very attractive. It automatically adjusts to market conditions, which could reduce my need to actively manage the fund and minimize risk, which is important for a beginner like me.

One aspect that caught my attention is how the SBI Balanced Advantage Fund can reduce its equity exposure during market slumps. This could protect against significant losses, which is a relief as I’m not yet ready to handle the volatility that comes with pure equity funds. I also like that it maintains some exposure to equities to capture growth when markets improve, which aligns with my goal of building wealth over time without too much risk.

For those who’ve invested in this fund, what has your experience been in terms of returns and volatility? Has it helped you maintain a stable portfolio? I’d also appreciate any guidance on how this fund compares to other balanced or hybrid funds in terms of fees and overall performance. Thanks for sharing your insights!